Our Offerings
⸻ Legacy
Mutual Funds
At Meerama, we help clients build well-structured mutual fund portfolios using a mix of Equity, Debt and Hybrid schemes tailored to their goals, investment horizon and risk appetite. Recommendations are backed by detailed research on fund performance, consistency, asset allocation, fund manager track record, and risk metrics.
Each fund aligns with your financial goals such as retirement, children’s education, home purchase, vacation or wealth accumulation.
Portfolio construction is done with an eye on diversification, overlap reduction, and risk control, not just short-term performance.
Regular SIPs and top-ups are structured to build wealth gradually and maintain investing discipline.
Your portfolio is reviewed periodically to ensure the asset allocation remains in line as the market swings.
Our objective is to offer a convenient and cost effective way for individuals to access professional management reach their goals with the help of a structured, well thought out and personalized mutual fund portfolio.
A Primer on Mutual Funds
Mutual funds are professionally managed investment vehicles that pool money from multiple investors.They invest collectively in diversified assets such as equities, bonds, money market instruments, or hybrids. Each investor owns units of the fund, representing a proportional share of its holdings. Funds are managed by Asset Management Companies (AMCs) with the help of research analysts, Fund managers and CIOs.
Mutual funds offer different products catering to various risk profiles — equity for growth, debt for stability, hybrid for balance.
Systematic Investment Plans (SIPs) allow disciplined investing through small monthly contributions for long-term wealth creation.
Expenses are charged as an expense ratio, covering management and administrative costs. Returns are market-linked, not guaranteed and subject to volatility but historically reward long-term patience. Mutual Funds operate under strict SEBI regulations, ensuring transparency and investor protection. Investors can choose from equity funds, debt funds, hybrid funds, index funds or thematic funds based on risk appetite.
Mutual Funds are ideal for goal-based planning — retirement, children’s education, home purchase, or wealth generation.
⸻ Legacy
Insurance
Insurance, both Health as well as General are an absolute must when it comes to protecting your hard earned investment corpus.
As part of our holistic financial planning approach, we help clients choose the right Health and General Insurance solutions to protect their wealth from unexpected risks.A single medical emergency or major loss can derail years of disciplined investing — which is why insurance is the foundation of any strong financial plan. We evaluate multiple insurance products across leading insurers to identify policies that offer comprehensive coverage, reasonable premiums, and reliable claim support. Each recommendation is based on your family size, health history, lifestyle, financial responsibilities, and long-term goals.
For health insurance, focus is on adequate coverage, cashless network strength, pre/post-hospitalization benefits, room rent limits and restoration features while for general insurance,assessment is based on needs like motor, home, travel, and personal accident coverage to ensure complete risk protection.
Policy terms are explained in simple language so you clearly understand inclusions, exclusions, waiting periods, and claim processes. Our goal is to ensure that unexpected expenses never force you to break your investments or compromise on your financial goals.
Through periodic reviews and updates, we help you keep your insurance portfolio aligned with evolving needs and with the right protection in place, you can invest with peace of mind and stay focused on long-term wealth creation.
In short, investing builds wealth — insurance preserves it.
⸻ Legacy
Equity Market Mentorship
Master the art of analysing price charts and market trends with a structured, beginner-friendly Technical Analysis course. Learn how to read candlesticks, chart patterns, trends, breakouts, and momentum like a professional trader. Understand how support–resistance, moving averages, indicators and volume confirm high-probability setups.
The course simplifies complex market behaviour so you can identify entry, exit, and stop-loss levels with confidence.
Get hands-on experience with real charts, live demonstrations, and step-by-step strategy building. Develop your own rule-based trading system instead of relying on tips or guesswork.
Learn risk management, position sizing, and discipline — the secret sauce behind consistent trading results Weekly sessions, practice assignments, and personalised doubt-solving sessions makes the teaching practical and actionable. You will learn how to avoid common trading traps like FOMO, overtrading, and emotional decision-making. By the end, you’ll have a complete toolkit to analyse markets independently and trade with confidence and trade profitably.
Since in this course we also cover a bit of fundamentals, you will also learn how to read markets the way professionals do, from understanding sectors to identifying strong businesses along with concepts like valuations, cycles, fundamentals, and market psychology. Overall, you will get to learn a disciplined investment framework that has worked across market cycles.
This mentorship transforms you from a reactive, rookie trader into a confident, rule based trader as well as long-term investor.
If you want to trade profitable, manage risk better, and upgrade from random trades to strategy-driven trading, this course is made for you.
Our Founder is a Market Technician himself with well over 15 years of extensive hand on experience. Needless to say he is a profitable trader be it swing trades in Equity segment or FnO.
⸻ Legacy
Portfolio Review
When it comes to Portfolio, we at Meerama believe it is something very personal and should reflect individual’s Goals, Risk apetite, Investment horizon and returns expectations. Unfortunately the portfolios that I get to review (be it a DIY or via MFD) have been constructed without any thought to the personal traits of an Investor. In a way they are just a bunch of haphazard schemes put together with no structure whatsoever. For an example, I have seen : 17 different schemes for a 50K SIP advised by MFD, a retired person with a conservative mindset being loaded with Small and Midcaps, a 1.5L SIP built purely on sectoral funds and the list goes on … Mind you, these mistakes early in your investment journey does have a sizable impact on your future retuns and there by on your Goals.
Moreover, many investors unknowingly hold overlapping funds, underperforming schemes or unsuitable categories that stifle wealth creation. A professional review helps eliminate inefficiencies and keeps your portfolio structured, balanced, and goal-oriented.
During the review, we analyse your entire portfolio across parameters like asset allocation, Market Cap as well as Style (Value,Growth, GARP etc) mix, AMC and Fund manager philosophy, fund performance in different market cycles, expense ratios and overlap.
Evaluation is also carried out whether your current asset allocation and category selection matches your goals such as retirement, children’s education or wealth creation et al.
The review also checks if your SIP contributions are adequate for your target goals and suggests top-ups if needed.
Every recommendation is personalized, practical, and focused on long-term compounding rather than short-term noise.
⸻ Legacy
PMS
At Meerama, we help investors access high-quality Portfolio Management Services (PMS) that offer personalised, actively managed equity strategies. PMS is ideal for investors seeking focused portfolios, differentiated investment approaches, and long-term wealth creation.
Before recommending any PMS, we conduct thorough research on the product’s philosophy, track record, risk metrics and portfolio construction. Every PMS is evaluated on parameters such as consistency, downside protection, fund manager expertise, promotor integrity, sector allocation and compliance. We match the most suitable PMS offering with your financial goals, risk appetite, and investment horizon—not by brand hype, but by research backed data and suitability. This ensures that you invest only in strategies that align with your wealth-building objectives and comfort level.
Throughout the journey a clarity on product structure, fees, performance expectations and risk factors is provided with you receiving continuous monitoring, periodic reviews and transparent reporting to stay updated on portfolio progress.
Our role is to simplify the complex PMS landscape and help you choose high-quality, research-backed products where you can invest your money without an iota of hesitation. For investors seeking professional stock-selection expertise and differentiated strategies, curated PMS solutions can play a powerful role in wealth creation and with the right PMS selection and continuous guidance, you can participate in long-term equity growth with ease and conviction.
